Ho-Ho-Holiday Tips for a Cheery Gift-Giving Budget
This holiday season you want Jack Frost nipping at your nose, not creditors nipping at your heels. Now’s the time to consider some wise strategies to get the most out of your gift-giving budget without wreaking havoc on your personal finances. The National Retail Federation predicts that consumers are going to spend an average of […]
Are Your Holidays Long on Gift Lists but Short on Budget?
Unless you are the Grinch, chances are you have wish lists a mile long from family and friends, and nothing would bring you more holiday joy than to see their faces light up when they unwrap all those special packages you have lovingly bought for them. However, our gift-giving hearts are often bigger than our […]
Why Purchasing Power® is better than layaway
Every year around this time, stores start promoting “free” layaway as a convenient way to purchase holiday gifts. But is layaway really the best option for you? Let’s take a look at what layaway is, and why someone might choose this path for their holiday shopping. What is a layaway program? Putting items on layaway […]
The Forgotten ones: Creative & Budget Friendly ideas for last min gifts
The holidays can be a budget-busting time of year no matter how hard we scrimp,save and plan. Aside from the gifts we give to family and friends, there are all sorts of additional people on our list – teachers, school bus drivers, bosses and co-workers, hairdressers and more. There are many, many holiday hacks – […]
Champagne wishes for a budget-friendly party
Do you have caviar dreams of hosting a holiday party but don’t have the budget to make it happen? The good news is, the best and most memorable gatherings are more about a festive mood and making your guests feel welcomed, which really doesn’t cost a thing. Whether you’re serving with plastic utensils or a […]
Update Your Account for Holiday Shopping
Get your account up to date before you start shopping. This will make checkout easier so you can get your items faster. Follow our steps to get started. Confirm Login Visit PurchasingPower.com on your computer or download our mobile app to make sure your account email and password are active. Register Devices When you log […]
Holiday Gift-Giving On A Budget
The holiday shopping season is in full swing, but if you’re like most people, you still have some work to do on that long list of gifts. A gift for everyone can easily get pricey, but there are plenty of ways to cut down your costs and leave a little extra dough in your wallet. […]
The Truth About Buying Holiday Presents on Credit
According to the National Retail Federation, the average person plans on spending over $1,000 on gifts this holiday season. And with additional spending comes the need for additional funding, which is when using credit seems like the best option. Here’s our top three reasons why you should avoid using credit for holiday presents: It costs […]
Creating a Holiday Budget
The season of giving also means the season of spending. Lessen your stress and avoid increasing your debt by creating and sticking to a budget. Plan ahead: First, write down everyone you’d like to buy for and decide how much you’d like to spend on each. Or, work backwards. Set a total amount for your […]