Unless you are the Grinch, chances are you have wish lists a mile long from family and friends, and nothing would bring you more holiday joy than to see their faces light up when they unwrap all those special packages you have lovingly bought for them.
However, our gift-giving hearts are often bigger than our budgets. We take on more credit card debt than we can handle or blow our savings trying to give our children and loved ones the best holiday ever. Luckily, Purchasing Power offers a way to fill up your online sleigh with all the top toys, electronics, jewelry – even vacations – their minds can imagine without busting your budget.
Here are just some of the reasons Purchasing Power is a better way to buy:
It’s convenient. You can shop the brands you love, buy gifts immediately and pay for them over the next 6 or 12 months with automated fixed payments directly from your paycheck. There’s no credit check and no interest or hidden fees.
It’s exclusive. You have access to this employee purchase program through the voluntary benefits offered by your employer or association. Participating companies and organizations make Purchasing Power available to their employees and members to help them better manage their expenses and help them unlock spending power that will reduce their financial stress, not add to it.
It’s a smarter choice. Alternatives such as payday loans and rent-to-own contracts are costly solutions with all sorts of hidden fees and penalties for late or missed payments. If you turn to a high-interest credit card, you face ballooning interest and a possible debt spiral that can quickly overtake you. When the payment is automatically deducted from your paycheck, you free yourself from having yet another monthly payment to add to your list.
New this year, Purchasing Power has added even more features to our Vacations program to help you plan your dream getaway. Easily search for and book flights, cruises, hotels, rental cars, tours, attractions and even travel insurance. You can customize your ideal vacation and then pay for it over time through fixed payments.
Even if there’s not a trip under your tree this year, there’s sure to be tech gadgets, laptops, TVs, jewelry and tons of toys. Top brand names available include Samsung, Dell, GE, Sony, KitchenAid, Michael Kors, Nintendo and Xbox, just to name a few. It’s all brand-new, top-name merchandise you can buy today.
Santa has his elves, and you have Purchasing Power. We’ll help you stuff those stockings and fa-la-la your way through your merriest season ever. And you can check out this year’s holiday gift guide to get even more ideas to check off your holiday shopping list.
