• spring essentials
  • premium products delivered to your door

Discover an exciting benefit offered by your employer or organization

  • The premier purchase program for leading employers and organizations, as well as the federal government and military.
  • Shop thousands of premium, brand name products, vacation packages and education services.
  • Your job is your credit. Simply meet our minimum eligibility criteria to participate.
  • Payments are automatically deducted over time from your paycheck.
  • Budgeting is easy with responsible spending limits based on salary and tenure.

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See how we compare to other financing options
 CashPurchasing PowerCredit card
Pay over timenoyesyes
No credit checkyesyesno
Easy payroll deductionnoyesno
Manageable paymentsnoyesno
No ballooning interestyesyesno
No late feesyesyesno

The price you see is the price you pay

Purchasing Power empowers hard working people with a convenient and responsible way to buy through an automated deduction from your paycheck or bank account.

When you shop through Purchasing Power, the price you see is the price you pay. In addition, you won’t be hit with the ballooning interest or hidden fees that often come with traditional financing programs.

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Premium products and services delivered upfront

We make buying from us easy and convenient, one click at a time. Our online shopping experience is very similar to what you've come to expect from your favorite online retailers, but with the added value of paying over time with zero-interest financing.

Once your order is processed, your items are delivered immediately. Your items are delivered to your door and your automatic payments start to be deducted.

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Purchasing Power has made it easy to obtain items for my daughter for school and for Christmas presents that I otherwise, as a single parent, may not have been able to do. The product selection is awesome and the speed and accuracy with my order is outstanding. I will continue to use Purchasing Power in the future. I could not be happier with my purchases.

Stacey, September 2014

Want to learn more?

Learn the benefits of Purchasing Power from an individual, employer or broker perspective:

Individuals

When you want to pay over time for your purchases, we provide a better way to buy.

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Employers & Organizations

Offer a benefit that improves the financial wellness of your employees.

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Brokers

Offer your clients a voluntary benefit their employees are asking for.

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