Pay over time, right from your paycheck.

Put your spending power to work when cash or credit is not an option.

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We’re here to help.

Purchasing Power is an employee purchasing program available to employees working for participating employers or organizations. In times when paying with cash or credit is challenging, we’re here for you with a program you can trust. Get what you need now, and pay over time – right from your paycheck.

  • No credit check
  • No hidden fees
  • Fixed payments
Can I Participate?
  • To participate in the Purchasing Power program, you must meet the following criteria:
    • Have at least six months of continuous federal government service
    • Are at least 18 years of age
    • Are a current AFGE member
    • Earn at least $16,000 per year
    • Can provide two contact phone numbers
    • Are eligible for payroll deduction or payroll allotment
    • Have a valid bank or credit card account
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Spending power

Access spending power for the things you need with no credit check.

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Manageable payments

Automated fixed payments over 6 or 12 months.

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Thousands of brand-name products

Find the items you need to create a more comfortable and productive home.

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Better choice

Alternative to loans, high-interest credit cards or rent-to-own

Join the 1 million customers who have relied on our employee purchase program since 2001.

Don't take our word for it. Check out our customers' stories.

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Is Purchasing Power right for me?

Our purchase program helps reduce stress, and while we are not a discount program, we save you money compared to high-interest credit cards, no-credit-check financing or rent-to-own stores.

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Unlock your spending limit

Unlock your Purchasing Power

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Get what you need, pay over time

* Promo code JUST4U20 valid online only for 20% off your first order through 12/31/2020 at 11:59pm PT. First time buyers only. Offer excludes Allstate Protection Plans, Automotive and Vacations. Promo code must be entered at time of checkout for discount to be applied. Only one promo code may be used per order. Promo code cannot be combined with other offers. Offered discount applies to cost of products only and is not applicable to warranty upgrades. Spend total is based on cost of products only, and does not include shipping, taxes, installation or other fees. Offer is subject to change and/or end without notice. Go online to purchasingpower.com/exclusions for full details.