• The premier purchase program for leading employers and organizations, and the federal government.
  • Shop thousands of brand-name products, vacation packages and educational services.
  • Your job is your credit. Simply meet our minimum eligibility requirements to participate.
  • Payments are automatically deducted from your paycheck or bank account over time.
  • Budgeting is easy with responsible spending limits based on salary and tenure.


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See how Purchasing Power compares
to other payment options

 CashPurchasing PowerCredit card
Pay over timenoyesyes
No credit checkyesyesno
Easy payroll deductionnoyesno
Manageable paymentsnoyesno
No ballooning interestyesyesno
No late feesyesyesno

The price you see is the price you pay

Purchasing Power empowers hard working people with a convenient and responsible way to buy through an automated deduction from your paycheck or bank account.

When you shop through Purchasing Power, the price you see is the price you pay. In addition, you won’t be hit with the ballooning interest or hidden fees that often come with traditional financing programs.

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I was extremely satisfied with the variety of items available for purchase, the convenience of payroll-deduction and the awesome customer service, topped with quick delivery. This program rocks!

Rita, Purchasing Power customer since August 2015

Premium products and services delivered upfront

We make buying from us easy and convenient, one click at a time. Our online shopping experience is very similar to what you've come to expect from your favorite online retailers, but with the added value of paying over time with zero-interest financing.

Once your order is processed, your items are delivered immediately. Your items are delivered to your door and your automatic payments start to be deducted.

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