• Is Purchasing Power pricing competitive?
• Why are Purchasing Power's prices different from advertised retailer?s prices?
• Are the finance charges front-end loaded?
• I see Dell and Gateway are offering 0% financing. What is the interest rate charged with Purchasing Power?
• Does Purchasing Power charge sales tax on purchases?
• Has Purchasing Power always chareged sales tax?
• How does Purchasing Power calculate Tax?
• How will I know how much sales tax will be charges?

Is Purchasing Power pricing competitive?
If you don't want to use cash or credit, then Purchasing Power is the best way to buy. A credit check is not necessary and there are no fees beyond the all-inclusive price.You are not required to make a down payment, but you have the option to make a deposit to decrease your payroll deductions. You won't risk late fees like you would with other financing options because your payments are made through payroll deduction. If you use traditional financing, you will typically end up paying interest at a rate of 18 - 25% over a 3 to 4 year period. To learn more, click here to learn more About Purchasing Power price.

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Why are Purchasing Power's prices different from advertised retailer's prices?
Typically, low advertised prices through a retailer may not have the same product configuration and accessories as Purchasing Power. If you compare all the features of a Purchasing Power bundle to a low advertised price, you'll find that you get more value-add with Purchasing Power.

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Are the finance charges front-end loaded?
There is no interest or other financing charges with Purchasing Power.

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I see Dell is offering 0% financing. What is the interest rate charged with Purchasing Power?
Purchasing Power charges no interest to our customers regardless of their personal credit history. Manufacturers (just like credit card companies) will sometimes advertise a 0% interest to 'Highly Qualified' customers for a short period of time then increase the interest payments for the remainder of the loan, in order to stimulate sales.

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Does Purchasing Power charge sales tax on purchases?
Yes. Purchasing Power applies the appropriate state and local taxes to all purchases, based on the tax rate of the state where the product is being shipped to. This is a legal obligation and 100% is passed on to the state in which the product was shipped to.

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Has Purchasing Power always charged Sales Tax?
Yes, Purchasing Power has always charged sales tax in applicable states. State and local tax laws can change at any time. As such, sales tax amounts may be different for each purchase.

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How does Purchasing Power calculate Sales Tax?
The amount of tax charged depends upon many factors, including the type of item purchased and the destination of the shipment.

The tax rate applied to your order will generally be the combined state and local rate for the address where your order was shipped. Therefore, the sales tax rate applied to your order may be different for an order shipped to your home address than it is for an order for the very same items shipped to your work address.

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How do I know how much sales tax I will be charged?
The appropriate taxes are applied at the time the order is placed, so you will always know the amount before you authorize your purchase. For reference, you may also view the taxed amount on each order on the Sales Invoice located within your Order Packet or on the Order Details page in the My Account section on the website.

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